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Q. What is Id theft?
A. ID theft occurs when someone steals
your personal identity and uses it to commit fraud
and/or other crimes without your knowledge.
Q. How are you able to access my credit history?
A. Through your authorization. When you first
call we obtain your written authorization to access
your history. ID Theft Assist cannot proceed without
this authorization. We have all the tools and
information on identity theft necessary to assist as
much as the subscriber authorizes.
Q. Are there other
services?
A. Absolutely - ID Theft Assist is here to
provide assistance to the highest initial levels of
identity theft. We can provide as much assistance as
you need. Our steps in restoring your identity may
include notification to creditor fraud departments
and the three major credit-reporting agencies;
completion of the Federal Trade Commission's ID
Theft Affidavit; legal counseling and assistance;
emotional counseling. In addition, our web site
offers a great deal of information on identity
theft.
Q. Are there any
restrictions to the id theft assistance service?
A. Very few. We cannot obtain a new driver's
license, passport, Social Security card, or any
other form of identification for the subscriber.
However, we make the process easier and faster by
having the necessary forms on file, pre-filled on
your behalf.
Q. Do I receive any
compensation if my identity is stolen?
A. No, ID Theft Assist is a service, not an
insurance policy. There are insurance policies that
will offer monetary benefits for a stolen identity.
Compensation for lost wages is available, but those
benefits are capped. We save you the time so work
does not have to be missed, and we have no cap on
the amount of time we will spend in restoring your
identity.
Q. How much time does ID
Theft Assist really save?
A. In cases where a fraudulent account has
been opened in your name, the Federal Trade
Commission reports that a victim will spend
approximately 175 hours repairing the damage of the
theft. Even in simple cases, a subscriber would be
making one phone call to us instead of three or four
searching for much needed information on identity
theft.
Q. What if the id theft occurs
when I am traveling?
A. ID Theft Assist can service our
subscribers worldwide. We have 33 assistance centers
and over 200 agents around the world with all the
information on identity theft you will need. We have
the ability to wire cash advances, charged against a
credit card, in emergencies.
Q. Will I have trouble
removing fraudulent accounts from my record?
A. You may, but in those cases our Fraud
Resolution Specialists would take over your case.
These are highly trained, legal professionals with
one or more of the following credentials: licensed
attorney, practitioner with Master's level or
certification in Dispute Resolution or Fair Debt
Credit Practices, experience in prosecuting criminal
acts or over five year's other relevant legal
experience. Once again, we are doing the work,
saving your time and efforts of gathering
information on identity theft recovery practices and
procedures.
Q. Are there legal
ramifications to an identity theft?
A. Possibly. There are many stories of
innocent victims who are arrested because their
stolen identity was used in the commission of a
crime. ID Theft Assist offers subscribers one free
initial consultation with its nationwide network of
attorneys. If more legal assistance was needed, the
subscriber would receive a 25% discount on our
network attorneys' fees.
Q. What about psychological
effects of identity theft?
A. As part of the service, subscribers have
24/7 unlimited access to Master's level consultants
(who are a wealth of information on identity theft)
to help alleviate any stress and anxiety caused by
an identity theft. If the emotional trauma persists,
subscribers can access our national network of
Behavioral Specialists for up to three in-person
sessions.
Q. Is ID Theft Assist, a
necessary service?
A. A Celent Communication report states that
identity theft is the fastest growing white-collar
crime in the country - complaints to the FTC rose
73% from 2001 to 2002. In 1992, one of the major
credit reporting agencies received 35,000 calls from
those victimized or concerned about being a victim,
as well as for more information on identity theft.
Ten years later the number of calls was over one
million.
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Don't wait for the theft of your ID! Order identity
theft protection services for the protection of your
identity and to save yourself from resulting emotional
turmoil.
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